Credit Analyst | Education Loans Fintech | Delhi

Roles and Responsibilities

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Do you wish to be a part of a disruptive team, passionate towards democratizing education for students across India? Then read more.

Our client is an expert in education financing and counselling related to higher studies abroad. They help students to understand about scholarships in various colleges abroad, whether they are eligible and how to apply for such esteemed institutions. Their dedicated page enlists every scholarship available across the globe, apart from other facilities required by students like visa counselling, forex, accommodation, Peer contacts etc.

They also offer the best resources for exams like IELTS, TOEFL and GRE apart from organising webinars and events to connect with industry experts, alumni and fellow students - that helps to prepare for these travels, loans and more. Partnered with the most prominent Banking and non-banking financiers, the team is led by FinTech-experienced IIT Kanpur alumni, passionate about offering sustainable financial offerings.

As a Credit Analyst, you will be responsible for evaluating the credit-worthiness of the client by using the Company's guidelines

What you will do:

• Conducting thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence
• Providing recommendations tied to analysis and assessment of credit risk
• Presenting analysis, findings, and recommendations to managers, especially findings that involve a borrower’s ability to repay
• Keeping up to date with the company’s lending protocols.
• Reconciling credit files and identify discrepancies and variances
• Developing and preparing spreadsheets and models to support analysis of new and existing credit applications

Desired Candidate Profile

What you need to have:

• 2-5 yrs experience in Credit & Risk department of Banks, NBFCs, Credit rating agencies
• Should be proficient in statistical packages and financial software
• Strong up to date knowledge in legal, compliance and market risk related issues
• Strong communication and presentation skills and Strong judgment capability